FAQ > Business Insurance > As a retailer, do I need to worry about product liability?
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As long as you do not alter the products you receive from manufacturers for resale, you have only a secondary liability.
The product manufacturer is the first liable party. General liability insurance usually covers this secondary liability, but you should check with your Trusted Choice® agent to be sure your business is adequately covered.
Recognize, too, that your liability policy will pay defense costs, whether or not a judgment is rendered against you.
Last updated on July 21, 2010 by [Your Name Here]



