FAQ > Business Insurance > I work out of my home. Will my homeowners insurance cover my business?
Yes, but on a very limited basis.
Loss of business property is usually reimbursed up to $2,500 in the house and up to $250 for business property damaged or lost away from the premises.
Even if your business is a sideline such as a craft studio, these limits may be too low to cover all the equipment and materials you have accumulated.
It’s also important to know that no business liability coverage is included in a standard homeowners policy.
Your Trusted Choice® agent can help you ascertain what, if any, additional coverage you need.
This additional coverage may be added to your homeowners policy or found in a separate commercial policy.
Last updated on July 21, 2010 by [Your Name Here]



